It allows you to skip the stress and time-consuming process of managing rehab projects and focus on the cash flow aspect. 

That might cause you unnecessary stress and lead to dropped balls for your clients. 

When analyzing properties, it's helpful to run a rental stress test to see if the deal can withstand unexpected challenges.

Hey Alyssa,I’m in a similar situation—I live in California and invest out of state.

Your situation has quite a bit of nuance for sure.

Of course, all channels can work.. from seller financing to foreclosures.. but from my 30+ years in real estate, I’ve found focusing on cash flow analysis tends to pay off more reliably.So here’s the big question that might help steer your next steps.. what do you think would make landlording less stressful for you.. a property manager, or maybe a smaller property until you get more comfortable?

*As a side note, I think maybe it would be fun also to try and identify where new technology or machine-learning driven approaches could increase efficiency in the spaceAs for my financial situation, personally, I have around 50k saved but 20k of it is tied up in assets I don't want to pay capital gains tax on.

she is all over social media, found quite a few others in a similar situation

If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

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