To your point around T-bills, I'm not close to an expert around any of this, but that vehicle ties up the investment until maturity correct?

Can anyone tell me if this is a genuine scam or is this a viable program to use a vehicle to start my Real Estate Investing journey.

Pay your vehicle loan, credit cards, etc because in 12 months all of the accounts you pay out of a business checking account will be omitted from your DTI in the future. 

This reminds me of a police officer  pulling somebody over without reasonable cause and asking to search their vehicle and if the person does not consent, they’re saying you must have something to hide.

The closest analogy I can make here is when someone "takes over payments" on a vehicle.  

Our model builds on this principle by creating a long-term vehicle that avoids rapid turnover and speculative price inflation.2.

In a rapidly-rising interest rate environment (such as we've recently experienced) that tradeoff may or may not pay off.Unfortunately, in CRE finance there is no perfect financing vehicle and you can't eliminate risk--you must choose which risk you want.

You’re pulling money from a long-term compounding vehicle to fund a potentially higher-risk asset.

There are specific rules on when rent increases can be submitted for review, but there are no guarantees when they will respond.

I've been investing in Albuquerque for 10 years, and I can give you more advice if you are more specific about your goals.Jjens