Quote from @Russell Brazil:  yep that does it, we lost our home in 99 in an f5 when I was younger,  no close calls recently in OKC though,  also seems like tornado alley has shifted a bit to the east but who knows.

So yeah, my experience has been outstanding and they customer service has been exemplary.

The Charlotte rental market is experiencing significant shifts, and it’s raising some important questions for both investors and property owners.

With payment standards significantly above market, many investors have shifted to this HCV focus.

If anyone has the names of such non-profits and/or anyone with experience doing this as a landlord, I would like to speak with you.Michael King

None of the walls I'm shifting around are structural so no issue there but from a leasable / liability stand point what are your thoughts?

Do you think this trend is sustainable, or could we see a shift in the market soon?

Also, if a few hundred dollars in draw fees will make your deal go sideways, it may not be the best deal for you, especially as you are just getting started.I'm happy to share my experience as an investor and a mortgage broker.

Would help if you stated what questions you had so people could reply right away.I have knowledge on HELOANs but not direct experience.

I would be happy to share my experience in knowledge in this area (MA and RI) as I continue to look to build my portfolio.