Thanks Hi Spencer, I have a seven-figure portfolio that is a combination of both hands-on (direct real estate) and hands-off (syndication and crowdfunding)In my opinion, both have their pros and cons and neither is 100% superior to the other.

Whether it’s advice, joint ventures, or even just sharing your experiences, your input would mean a lot.Feel free to drop a comment below or message me directly.

Depending on the loan product, you may be able to exclude business debt once the business has paid the debt directly for 12 months.The income and losses related to the operation of the entity will affect the income side of your DTI (like Jay explained) if you own 25% or more of the entity.

Can someone direct message me with the what's app #

For the water metering- are you doing a sub meter like PUBS or are you putting in direct meters for every home?

@Steve EnglehartGet your retirement funds into a self directed IRA.

You might check with your Self-Directed IRA Trust Company/Custodian, they might have a brokerage connection capability where you can setup a brokerage account tied to your IRA, then you can with that brokerage to invest in various public market investments, in some cases stocks, mutual funds, ETF's, treasuries, and CD's.

My EA and I were able to validate that the discounts provided were better than anything we can find on our own and if you think about it: Instead of going directly to CB2, Wayfair, Rejuvenation, West Elm, etc., you can just buy it all in one swoop through Minoan. 

Buyers who go directly to the listing agent will not see the same savings, if they see any savings at all.

Call owners directly and send letters/mailers.