It’s astounding how many fake documents are circulating today—you can find everything from fake references and stolen Social Security numbers to falsified income documents.To combat this, we rely on tools like Plaid, Verifast, and Snappt, which are excellent for verifying financial information and detecting fraudulent activity.

Good luck on your journey and I hope you provide the financial security you hope for to your daughters. 

Our names go on title and our loans have the real estate as collateral so they are “secured loans.”  

We have been fortunate to rarely hold any security funds from former tenants.

I often have tenants who don't pay the last month's rent because they think the security deposit will cover what is owed. 

A “syndication” is almost always a capital raise for the sale of a security/investment.  

-Decreased security deposit to 1x for MTR.

We were not able to recover any yard damages due to other damages they had left that needed repair, which empted out their security deposit.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure? 

Prioritize tackling critical issues and beefing up security to keep your property safe and sound.