Kyle there are a ton of options here that you can compare.

. -- lots of factors to consider (including your personal strategy), but here are a few high level metrics to compare the most populous zip codes in HuntsvilleWelcome to drop me a message if you are interested in checking out the full report 

@Rene Hosman I’d be extremely happy with break-even, but I’d also be satisfied with ~$15k/yr.

Quote from @Tove Fox: What are the pros and cons of each when compared?

I agree with @Michael Baum, are they true comparables? 

Also, just compare your listing with the competitor listings.

In addition, a DIL does not automatically satisfy the underlying mortgage/DOT so if you accept a deed from the DIL grantee you may find a title insurer will require a release or sat of it before insuring.We have often used a “friendly” foreclosure instead of deed in lieu when we needed to “wipe out” liens junior to ours before taking property title.   

As others have mentioned, the rate will be higher compared to a loan with a 5 year prepayment penalty. 

The cost associated with insurance for not having 20% is peanuts compared to what you potentially can do leveraging your down payment. 

If you do, could I ask how that has been going and has the rents been comparable to the payment standards advertised by the respective housing authority?