Screening: Includes income verification and rental history verification.

It would be wise to rectify it before transfer of title so your starting off clean and hopefully won't have any issues when you go to sell down the road. 

Is it best to just throw cash flow at the loan untill the principal is paid off (current cash flow between the two properties after interest and all expenses are paid plus vacancy rate = about $250 left monthly) refinance at renewal to pay it back in full? 

Utilities included.Fully rented.For sale off market.

We wants to rip out a perfect pre-fab shower enclosure to put in a custom tile enclosure.  

Has anyone used the FuelPoint lead generation platform? I just sat in on a demo and am curious if anyone has experience working with them. It seems like a lot more of these lead-gen groups are popping up. 

Current value of paid off property is roughly 350k , looking to borrow 75k-100k down payment to  purchase a 275k commercial property.

Ok, so I see this might have been a design flaw in the original build so there isn't much you can do unless you rip it all out.You could have it all scoped and see what's what so you can get an idea of what you are dealing with.You could comp the guests a night.

She promised she would have her Supervisor call me (she was so rude you think she had gotten ripped off not me).

There are plenty of banks across the US that also have a stated income heloc (in the Carolinas, First Citizens will do up to $100k with no income verification).