I have had wonderful renters each year, relocations to my area who need temporary housing, but this year have not had even a single inquiry (priced the same as previous years).

Maryland just past RENTERS’ RIGHTS AND STABILIZATION ACT (HB 693).

Pros - attractive to some renters.

Do I need to get a commercial insurance policy  or can I just get two separate Landlord Renters Property Insurance for each building since both buildings are under 4 units? 

Several economic factors are contributing to this shift:Overbuilding: Some areas of Charlotte have seen significant overdevelopment, leading to an oversupply of rental units.Tighter Money: Rising interest rates and economic uncertainty have made tenants more cautious with their spending.Tenant Behavior: Many responsible renters are choosing to stay put rather than take on the cost and hassle of moving.What Does This Mean for Landlords?

Filling them in not an issue but I'm seeing some renters are using anchors.

One way we fight this is with photo verification pre-lease signing and not approving renters who don't view the place in person, our credit underwriting software also flags apps that have a high likelihood of fraud.

NAR considered job growth, financing, renter who plan to purchase a home, migration to these metro markets, number of renters who are planning to buy as well as homeowners who plan to move.

I’m trying to increase my presence to the local renter population.

The city also benefits from a relatively low cost of living compared to other major cities, attracting both renters and investors.