There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Insurance is definitely an issue there, and will continue to be.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Do you know if this would be an issue when it comes time to having my 5 year DCA inspection in ( mid 2025) as the property is only register with them as a 4 family?

The issues really happen when it's just R.E. agents begging for some $, pitching "I can do that too" and in reality there in breach of NAR codes because they don't have proficiency and expertise in it what so ever.

We try to get ahead of the issue by preventing it in the first place.

I keep reading about all the weird financing issues in this space so I wouldn't actually put money in until mid 2025 or later.  

The buyers did a long inspection, multiple days... made a huge request for concessions based on what we knew to be purely made-up issues.

So far, I haven't had any issues renting my unit.

This is a big legal issue that may weigh in favor of the investor.