If the answer is another investor & you reasonably believe it will be an investor for the foreseeable future, you may want to reconsider whether it is a SF home you want to own as a rental.

You can of course do whatever you want,  but you may want to reconsider.   

@Ardin CychoszThis is where each party should get an attorneyA buyer and seller who both have no education or experience probably is not going to end well and you cannot have someone representing both of you.Get an attorney and if you cannot afford one then you should reconsider whether you can afford a home.

Elizabeth, I can understand your frustration with the low appraisal and the credit union's unwillingness to reconsider.

I give you credit for setting lofty goals and taking action so young but you  should  reconsider who you are learning from. 

You might want to reconsider the pet thing.

I had been leaning towards FHA but may have to reconsider.

If the cash flow on this property looks tight with a 7.5% interest rate, it’s worth reconsidering.

You should reconsider using the financial advisor who make this offer to you, he is looking after his own pocket by suggesting cash value policy to you.

This move is a dream for both my fiancée and me, so it’s not something we'd reconsider.