You usually can do these loans with NO points, you just need to work with a broker who has access to dozens of lenders as there are plenty of lenders that can provide these type of loans with No Points. 

That would be glorious...lol quite honestly to get a longer contract and have them turn into longer term tenants provided they are good of course.

I will be obtaining half acre of family land this year.

2.The best way to obtain the necessary permits and ensure compliance moving forward?

I recently spoke to a realtor in the poconos, in particular regarding Masthope and he said obtaining a str permit is very hard now, if not impossible.

He talks about obtaining private money.

Some have used this method to obtain 100% financing.

In other words - if you do not cashout refi either the new property after rehab or the existing rental, then where will you obtain $100k cash to pay off the heloc? 

Any answers or tips would be greatly appreciated.1) Is it at all possible to obtain 15+ year financing on MHP?

A lot of the popular areas in Charleston proper that are not licensed under the old laws now require the owner to live on the premises to obtain an STR license.