I am starting to realize there has been a significant amount of consolidation in the space by private equity and other institutional investors. 3) From research it also seems like getting financing can be difficult without prior experience in the space.

You set your own payment terms with YOUR client and then find funding for them.The Capital Syndicate is a private lender firm that offers financing through their own company, but they also provide you with a list of about 150 other private lenders. 

He talks about obtaining private money.

I've personally utilized private notes on three transactions and participated in another handful of negotiations with sellers on behalf of buyers in the past five years. 

I have found this much easier than being a private lender. 

The industry continues to see consolidation, with private equity-backed firms actively acquiring, albeit at a slightly slower pace than the frenzy a few years back.

You can use seller financing, or you can use hard or private money.

Hey @Sundone Boutvyseth,Mountain America actually has a private loan program for Utah investment properties that is only 10% down.  

The "private money", btw, is supposed to be Arnold's own money from one of his three "private equity firms."

Question: Should I collateralize the loan (if using private or hard money), or rely on roll-over loans (to maximize the lower points and 3-4% rate)?