Major drawback was the starter plan did not allow you to customize a lease.Avail had very basic functionality and was missing features such as income verification.They all require a fee for ACH and Credit/Debit, but Inaggo and TurboTenant allow for offline payments such as Venmo, PayPal, and Zelle. 

But your merchant will charge a fee for debit card transactions too.Bitcoin transaction fee are minimal.My comments:My credit card do not charge me any transactions fee.

There is a lot of confusion about what comprises closing costs and prepaids and understandably so.

on my commercial bank loans they generally  allow 20% of the loan pre paid in anyone year without penalty. but you do have to negotiate it .. and if you refi with the same lender early they waive it.. but again this is an up front negotiation at least with the banks I get commercial funding from

They also had a separate program iterally and figuratively for $299 per month where they they would send directly to your email about 5-8 trade recommendations per month where they would literally show you what option trade to do, at what price or net debit or net credit, etc.

my research shows 2.99% fee with Debit or Credit card to tenant if they pay use these forms of payment.

Also gave me a debit card, not that I plan on using it.

My down payment will be just as much as he still owes on the property, some small expenses, and maybe some prepaid taxes.

They are paying slightly more in rent that is in line with what we believe might be a reasonable debit if they paid the utility bills.I won't go so far as to say this is the best decision for everyone in this type of scenario, because there may be things I do not know. 

I think using a deposit model where they can get some those prepaid rate back upon closing is a good way to induce commitment.