Personally, I find BTRs to be more predictable with fewer ongoing maintenance issues, and they tend to attract high-quality tenants.

I will predict you have not."

Pair the deal with a cash flowing instrument like a tbill, mortgage note, or some other form of fixed income to help yield too.

STRs can bring great returns but are higher risk and more hands-on, like small-cap stocks, while long-term rentals are stable and predictable, like large-cap investments.

Lending and insurance are based on predictability and without question the frequency and size of losses will continue to eclipse prior records.

Guaranteed Returns: A fixed 7% is impressive in today's market and provides predictability unmatched by most investments.2.

But to my C4D's, the instrument I use to LEGALLY effect the exact same outcome as SubTo, I have had a grand total of 0 DOSC called, ever. 

As important as due diligence, analysis, knowledge of the property type, track record of the syndicator, correctly predicting economic trends, and timing is, the number 1 way to avoid a devastating loss is NEVER INVEST MORE THAN 10% OF YOUR INVESTABLE ASSETS IN ANY ONE DEAL.  

Anytime there are hurricanes predicted to hit a state in the area you are closing or fires, all lenders will pause funding/closing.

Without predictability on insurability and risk of the primary collateral being destroyed (which at this point theoretically could happen anywhere) as it’s January, and would you believe in 2023 that 71K thousand square miles of northern Canada burned 5% of the entire Canadian forest with billions in damages?