I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

Would a HELOC or home equity loan on my personal home be a good idea to fund this?  

However, because I am unable to make trips to scout locations or look at homes in person.

@Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

The one who thinks that they are masters of the universe in EVERY area of life, has 30 different businesses, claims to be fit as a fiddle, with a life in perfect harmony, shows off huge toys, has 30 different businesses, including selling their time by the hour to provide coaching... this person is not running a real estate syndication business.

It separates your personal assets from your business, providing a safeguard if any legal issues arise related to tenants or the property.

@Antoine Black  In general, yes, it goes off your personal credit. 

I will make that proposal to the person I am talking and see where it goes.

The lot is paid off and deeded to our LLC, but lender will not do conventional loan to LLC for the remaining financing so we'd need to take out a loan in our personal names. 

For comparison, a Navy Federal FCU personal loan will be in the 15s%