https://natlawreview.com/article/texas-federal-court-issues-nationwide-injunction-against-enforcement-corporate

There they are seeing both a great job market, a number of large employers moving in, and are still in the top ten of population growth nationwide. 

Hello Kyle,When screening applications for the properties that I manage, I always look for:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)I have found this screening standard very helpful when finding tenants who pay on time and treat the property well!

Heightened regulation is going to be a nationwide trend over the next few years.  

I also have nationwide connections and would be happy to introduce you to contractors if you can share more details about your project scope and specific needs.

Also, some helocs will offer Interest Only payments, some that go above 90% LTV may ask for 1% of the outstanding balance or 1.5% of the outstanding balance.

Are there any other outstanding debts between you and your wife?

Given you're in Texas and don't have a state tax return, it really opens you up to work with providers nationwide. 

Companies like DL Cabinetry and J&K Cabinetry ship RTA cabinets nationwide for a fraction of the cost of Kitchen and Bath companies.

I can help with the financing portion, but I would love to help connect you with an outstanding relator in the area.