I'm not versed in E&O at all, but I think you're asking if you can have a policy with a deductible and another policy that pays the deductible for the first policy.Essentially, policy A pays everything above $X and policy B pays up to $X.Again, not sure how E&O insurers offer policies, but I'm almost positive you're not going to be able to get those 2 policies any cheaper than 1 policy with no deductible.

Newbie, just get an Option agreement signed stating that if you find a tenant buyer, the agreement will then turn into a L/O at that point.

Unfortunately I am 60 years old now and do not have a job right nor and cannot walk yet because of a bran anuerism and a stroke a I had a few years ago.No matter what you select as a niche and am going to borrow some money get your financing figured out and get a loan letter before you start investing.  

I was thinking about my next property to buy ( im bran new to investing with only my 1st home) how can i get financing on another property when my debt to income will be so high since i have a new house i just bought?

I see new apartments going up at Oates and Gus Thomasson.  

Also buy your figures I would think there are smaller units.I might consider to increase the square footage on a few of the units to increase their rental income potential.I would not do the deal unless you are sure the value of the total monies you will end up paying is strongly supported by the current market value of comparable properties in the area, but then again if you can truly get the job done in 4 months time is on you side just remember "Murphy's law".I am just thinking these properties were just sitting there all boarded up simply earning nothing in the first place.To my mind the price your going to end up paying on a per unit bases is what I would expect to pay for bran spanking new construction based on my estimated square footage of each unit which I base on your expected rent per unit of $800.00/mo. 

I told the tenant that how could this be, everything is bran new, from walls to windows to lights and carpeting. 

Hi everyone, I am purchasing a house in Totowa NJ and having such a hard time with Wells Fargo with a ton of question  regard every penny in my account, the house I wanted to purchase is in contract and I am thinking about switching to another mortgage company, Sierra pacific mortgagehttp://www.sierrapacificmortgage.com/net/Home/Bran...I asked all around but no one I know ever heard about this company that's why I come you forum seeking for your advice and opinion about this company if you work with them before.Thank you all so much for your help and your kindness

Over the past several years I had learned a ton of usable nutritional information from books like "Wheat Belly" and "Grain Bran" to vastly improve my health, clear up some previous dietary related medical conditions, and shave my body fat down to around 12%.

Biggerpockets just published a brans new one, which I myself found very helpful.