I would tell them to get out. 

After six months of STR performance, transition to a DSCR loan or portfolio lender refi for better terms.2. 

Loan Amortization- 15/20/25. 

The POHs are $800 a month and the TOH is $300/month.

This tenant is currently month-to-month and has lived in the unit for 18 months.I was in the unit six days ago and they had nine litter boxes.

I financed this property using down payment funds from 403B and a local commercial bank. 15% down from personal funds. 85% down from community commercial bank. 3yr balloon, 20yr amortization, 7% interest rate.

No way to finance single room condo 4.

January rent has not been paid to the property owner, as I am sure the lease spells out, but to someone else.

So Keep your property but don't mid-term unless it is very small house and would appeal to traveling nurses on 3 month gigs.

If they are on a month to month, I would serve the notice of non renewal.