The average rental home price I am looking at is between $175K and $250K for a 3 bedroom house that requires minimal work in a nice neighborhood. 

Other than a few regular maintenance and wear & tear, we have had minimal expenses.

It’s essential to screen tenants carefully to minimize vacancies and ensure reliable rent payments.4.

Choose the Right LocationProximity to Campus: Prioritize properties within walking or biking distance to minimize transportation costs.Safety and Security: Research neighborhood crime rates and local security measures.Access to Amenities: Look for nearby grocery stores, healthcare facilities, and entertainment options.3.

Minimal stocks and other investments.

If you initially end up needing to raise rents I like to do them one at a time to minimize potential turnover from happening in multiple units at once.

.💰 Lease Duration: 12+ months🎯 Ideal Tenants: Families, individuals seeking stability📈 Revenue Potential: Lower than STR/MTR but very stable✅ Pros:✔ Steady, predictable cash flow✔ Minimal management required✔ Less turnover = fewer vacancy costs❌ Cons:✘ Lower rental rates compared to STR/MTR✘ Less flexibility to adjust rent quickly✘ Potential eviction headaches🔥 Investor Insight:LTRs are great for long-term wealth-building, but if you want higher cash flow, you may need to look at MTRs or co-living models.3️⃣ Mid-Term Rentals (MTR): The Best of Both Worlds?

Since fix-and-flip income is classified as active income, taxed at ordinary rates, this setup helps minimize overall tax liability.To protect both members, draft a detailed operating agreement outlining roles, ownership percentages, profit-sharing, and an exit strategy in case the business dissolves.

This leaves here with almost $500k in capital gains to pay tax on.I'm trying to find creative ways in which she can minimize this tax burden. 

The advantage with the bank was minimal closing costs, a good interest rate, and a draw system so I could get funding as I completed each rental unit.