In my humble opinion, ADU regulation's must be loosened across the board, and fast! 

Tuckpointing will be required, as mortar can deteriorate due to vines growing into it, water getting into cracks and freezing, TV antenna masts mounted to Chimneys, or the side of the building and flexing in the wind, loosening the bricks it is attached to.Wood needs to be painted to keep it from getting exposed to the weather.

The end game is get as much real estate as I can before I’m dead .markets tighten and loosen so I’ll roll with the changes as REO speedwagon likes to say .  

I have single family rentals and a short term investment (beach) rental, and multi family is one of the things that I am looking at actively, but our zoning here doesn't allow much of that in Charlotte, although zoning loosened up wiht a City Council vote here, September a year and a half ago, to allow for more higher density housing- finally! 

It's true that lenders are loosening lending requirements, but that's because they over-corrected after the last market crash.  

I would loosen the criteria a little and look at properties that are .9% or .8% BECAUSE a deal isn't what a seller offers its what YOU make of it!

There was an awful lot of loosening that occurred in the late 1990s and 2000s ... we were several steps behind our southern neighbours, but there was lots of industry pressure to head down the deregulation line right behind them.  

Lending seems to be loosening up and a pre-qualification letter can help you.The primary Team members are Attornies, real estate Agents, CPA's (or accountants), Inspectors, General Contractors, and Handymen.  

This is probably a sign of today's loosening standards.The house is a 4 bedroom 2 bath built in 1984.

We are hardly in the same situation today, but lending standards are loosening up.