Lots of loan options can close in an LLC, helocs usually need to close in your personal name.

She is not in a position to lend a personal loan to me. 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

has anyone had positive/negative results in dealing with a company called 212 Loans?

(No mortgage on any).the cash flow is a total of $3,100 a monthDo portfolio loans exist for these kind of situations?

This creates two loan payments ($100,000 of equity and $300,000 on the new mortgage).Key NumbersHome Equity Loan Interest Rate: 6%Mortgage Interest Rate: 7%Rental Income: $3,000 per monthExpenses (management, taxes, insurance, maintenance): $800 per monthIncome and ExpensesMonthly Rental Income: $3,000Monthly Expenses: $800Monthly Mortgage Payment: $2,000ExplanationThe investor earns $3,000 in rent each month.They pay $2,000 on the investment property mortgage and $800 on other expenses.This leaves $200 profit each month or $2,400 per year.However, you have to pay $6,000 interest on the equity borrowed.This leaves you with an annual loss of $3,600.While the rental property generates positive monthly income, the interest cost of borrowing the initial $100,000 results in an overall loss.

Most hard money Lenders can't give you final approval without the property because they do an analysis to determine what their risk is. 

Regarding borrow's DTI, Chase thinks that this item is not that important.I wonder will my high DTI impact the loan underwriting?

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down?