If she accepts the offer, make her sign and you both get a copy."

You've signed up for one PIA if the owner is still in the house.One way to tippie toe into this is to hook up with short sale agents and start working with them offering to door knock the NOD folks. 

If you are hiring a legal licensed contractor , he will provide you with a contract . 

Wondering if you offer Netflix (or any other streaming service) for free or do you just have it available to the renter?

Quote from @Rick Im: I recently submitted an offer on a house listed as having 5 bedrooms and 3 bathrooms.

I wouldn't offer this to start with but these tenants may have difficulty getting out even if they want to be 100% cooperative.

Quote from @Elaine Ericson: I sold a mobile home giving Owner Financing (OF) (never again will I offer OF). 

Flexibility in Loan Terms: Josh offered a unique hybrid product that let my friend lock in a portion at a fixed rate while leaving the rest variable.

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal? 

Because so much has been done wrong & has to be undone:-(PS Maybe Jonathan will make you an offer?