I believe I can help provide some education/instruction for you. 

In those instructions you specify that the EMD is to be returned to you regardless of whether the transaction goes through or is cancelled.This seems to be the opposite of the point of EMD... if the transaction is broken by the buyer, the seller can keep the EMD.  

Instructions: https://support.roku.com/article/360015612834

.- City instructs the New Contractor the tear up the road and reattach and tap my line back into sewer main.

Seems like he has some good Youtube instructional videos though.

I received wire transfer instructions to a credit union in Utah with a totally different account name than the company.

I've been reading about Tardus clients and even the CEO saying that the interest rate you get on your LOC doesn't matter  but I believe that it does matter, only when the interest rate gets too high.I received the password protected videos I was instructed to watch after booking my consultation.

I know this is hindsight but when ever you lend money you should get a Lenders title policy and give escrow instructions to the title company that your loan is to be in first position.

They will supposedly first pay you back your initial earnest money with interest within four weeks of signing their NEW RELEASE AGREEMENTS as a show of good faith if you get in touch with their attorney (send me a private message so I can send you instructions to get in contact with their attorney), and then the remaining outstanding deposit with interest within two months after that.

See what the instructions that come with the GD say.