-Minimum of 800 ft.² so if your house is 1200 square-foot you can still build an 800 square-foot ADU.Bill 670-Eliminates HOA’s from regulating ADU’sBILL 12-illuminates impact fees on ADU’s 700 ft.² or less.Bill 68 -If a property is zoned as a single family living home. bill 68 allows you to have three rental properties on it now.

We will get February data on both closed and pending sales for California next week, which should illuminate the distributional effects further.

But even though they have collected billions, Fannie and Freddie are getting increasingly frustrated with the banks for what they see as foot-dragging.Freddie, in its quarterly report filed this month, said it was now requiring banks “to commit to plans for completing repurchases, with financial consequences or with stated remedies for noncompliance, as part of the annual renewals of our contracts with them.”So please correct me if I'm wrong or illuminate on this: The major banks, with shoddy underwriting, made bad loans pre Great Recession.

You seem to be down on Michael Lenahan for not illuminating his thoughts to your satisfaction in the forum. 

@Robert McNeal Thanks for the illuminating and civil discussion of a complex topic.

I just read @Jesse Fragale's primer on commercial lending and it was illuminating.

If so, then I'd call this a common area that should be illuminated on the landlord's own electric panel and meter.

Thanks KevinThose are very illuminating stats.

Just want to point out another great benefit to Bigger Pockets illuminated by this thread, is the fact that you can have a thread like this with people having very objective and civilized thoughts and discussion on such a topic.

This isn't by any means an end all be all, but the answers to these questions might illuminate which path is best for you - hope this helps!