Here are a few things that I like about the neighborhoods in Indy compared to other states: high rent-to-home-value ratio, consistent and gradual city development, relatively low property tax and insurance cost, affordable renovation service cost.From my experience, it's possible to find deals that meet 1% rule if you invest in *turn-key* duplex or SFH here, but they are harder to find, and could potentially slow down you from scaling up.

This isn’t about immediate affordability; it’s about creating a sustainable system that gradually reduces costs and increases accessibility through scale and efficiency.Institutionalizing Cultural and Economic ValueSimilar to how pension funds and university endowments operate, this model institutionalizes cultural value.

So the money does get taxed, but gradually.

While our home prices do tend to rise, the growth is generally at a more gradual pace. 

Right now you have a market where existing landlords have all these properties at cheap prices where they can afford to charge less for rent than new buyers and many don't want to shock their tenants by jumping rents by $400+ in one rental cycle... so we are gradually easing those tenants upwards each year.  

In this model, the property owner keeps full control and ownership of the property—there’s no risk of losing it.Flexible and Ongoing Funding:Instead of getting one lump sum upfront (like with a loan), owners can gradually raise money by selling income rights.

If the current rents are below market, maybe it’s time for some modest increases, from what I’ve heard many landlords do this gradually.

Or is it more common for land investors to self-fund and scale gradually?

Gradually raising rents, exploring lease buyouts, or selling with tenants in place are balanced alternatives.

Seeing the gradual dip in median sales prices and the uptick in days on market, it’s fascinating to think about how buyers are leveraging longer DOM properties to find deals.