Hahaha I'd bet anyone under 40 doesn't even know what that is :D OK.

My partner works full-time but has a less stressful and more flexible schedule.

I bet both Columbus and Cincinnati made the list. 

Look for properties where you can add value with smart, targeted renovations rather than going overboard.Financing Strategy: Since you're aware of the leverage risks, keep your financing options flexible and conservative.

It seems like a win-win, especially with the simplified approval process and flexibility for multi-generational housing.

This gives you the flexibility to find a deal on your own timeline and to act quickly when a deal does come up because you won't need to get bank approval to use the line of credit. 

And don’t sleep on local banks or credit unions—they sometimes offer flexible portfolio loans that could work for a deal like this.Since your wife qualifies as a first-time homebuyer, check out any state-specific programs or HUD options for down payment assistance.

Planning for flexibility with frequent moves and understanding property management will set you up for success when you start investing in 2026.Good luck!

When you’re flexible on the terms, you can often create a deal that satisfies both parties.Create a Sense of UrgencyIf you want the seller to move quickly, create urgency in a respectful way.

Successful individuals must learn to accept uncertainty, maintain a flexible mindset, and continue to invest.