I'd raise an eyebrow with regard to whether you could do much to improve the cap rate (and hence value).  

What are ways to increase my chances of getting the loan without raising eyebrows with the CRA?

What are ways to increase my chances of getting the loan without raising eyebrows with the CRA?

It's only the "comps" that I raised an eyebrow about, but I also wonder if I'm the one that is clueless; which I know I am due to my lack of experience.  

If it's over $10K, eyebrows are raised & questions asked.If it's already been taxed, should be no prob.

Down grading won't necessarily get you denied, but it will raise eyebrows for many UWs.  

Reading you use the word fractured raises some eyebrows and concerns that the 3 owners may decide not to sell after some upgrades are done on the property or sell for a higher price.

This raises eyebrows.

Honestly, he had them on his forehead, his eyebrows, his ears, his chin, his neck and EVERY body part I was able to view in someone wearing a short sleeve shirt and shorts. 

This is kind of over the top, and if I asked someone who they used for subs/any other work and they actually said they weren't going to tell me out of being insecure that I would steal from them, I'd probably raise my eyebrows and never consider speaking with that person again.If someone wants to find out who you use, they can and will.