I have reserves, but would prefer not to put all of that in right away and hold some money for unexpected expenses.For context, my current monthly housing expenses are ~1250$ including rent, utilities, internet etc in a decent area with a short daily commute.

And know what your cost of lending is on a daily basis. 

OP several responses.I’ve only met two people or professions using AI in their daily work.  

I understand that nothing in life is free.

Covid saw an increase in second-home purchases and Airbnb investments, and those have increased the supply of STRs and vacation rentals in most markets, which inversely has decreased revenues and average daily rates for most hosts. 

I have spent my life climbing the coorperate ladder, keeping my nose down, and grinding with strong work ethic. 

because I've seen a lot of people talk about money and how it brings happiness to them and how it's the only thing they need in life, I've talked too some people I know and most agree with that. 

I’ve been listening to the BiggerPockets podcast daily on my commute and finally decided to jump into the forums to learn, connect, and start taking action.A little about me:I work as a Substation Design Engineer and currently live near the Jersey Shore.I’m focused on learning about house hacking, buy-and-hold rentals, and creative financing strategies.Right now, my biggest challenges are:Understanding the best financing options for a first-time investor.Finding a solid market near me that aligns with my budget and goals.Learning how to analyze deals with confidence.If anyone has tips, resources, or experiences they’d be willing to share, I’d love to hear them!

Additionally, it can help maximize renovations and improvements.32.8% of the total depreciable basis was classified as 5-year class life.

One of my problems is that I've been a contractor all my life and im not very computer savvy.