With real estate, you have to make sure each property is functioning at full capacity or you’ll be losing money.You can analyze properties and be pretty sure (as long as you don't rationalize bad deals into good ones) what your numbers will be. 

Which is why I pay more, for less cash flow in highly desirable areas.In high income areas, rent is a lower proportion of income so therefore your tenants have a higher capacity for paying higher rent because rent is less than 20% or even 10% of their income.

@Eric Miller Choosing between one $600k property at 70% LTV and four $300k properties at 95% LTV depends on your goals, risk tolerance, and management capacity.

Just a personal business philosophy, and I acknowledge that there are limits to my operation capacity/oversight.

This is NOT Business Credit.By establishing a separate corporate credit profile on the EIN Number (separate from the business owner's SSN/FICO), investors can access substantial business credit lines, capital for property acquisitions, and renovation funds without personally guaranteeing the debt.This approach creates a powerful financial firewall between personal and business assets while potentially generating a significantly larger (ROI) through reduced interest rates, increased borrowing capacity, and the ability to scale investments more rapidly.The education gap surrounding EIN corporate credit means savvy investors who understand and implement this strategy can gain a significant competitive advantage.

While we have our own programs and products (and even have a FL office in the Sarasota area), we're unfortunately out of capacity in FL by this time in the year.

I would recommend finding a way to continue to practice in some capacity, at the very least to cover living expenses.

BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF FF INVESTORCO GRANTOR TRUST VSRAD DIVERSIFIED REIT INC Open 2024-10-17 MortgageForeclosure-Commercial-3-$250,000orMore 24-CA-008275 ARNEBERG, LORA VSRAD DIVERSIFIED REIT, INC.

Do you have the Capacity/Ability to close, do you have the Character/Credit to close (including relevant experience), and do you have the liquidity to properly provide enough collateral (are you injecting enough into the deal).

And when those all got called and we had to mark to market it was beyond our capacity to just pay everything off we had to fire sale and lose millions.