While algorithms can analyze data at scale, real estate isn’t just about numbers—it’s about nuances and the most important component of real estate is understanding its value, and that to me (maybe I am old school) but can only be done by physically visiting and walking the property.So for me, factors like local market conditions, property inspections, and borrower credibility can’t be fully captured in a formula.

5 Tax Mitigation Strategies Every Real Estate Investor Should Know
As a real estate investor, every dollar you save in taxes is another dollar you can reinvest into growing your portfolio. Yet, many investors overloo...

If you are borrowing $150k, rates will not likely drop enough for you to justify a refinance due to lower rates.

Use caution when borrowing against your stock portfolio, especially if it's a high volatility portfolio comprised of individual companies.

Just because a buyer doesn't fit the bank criteria, does not mean that they are a poor borrower.

However, did that stop you from moving forward?

I've received apps in the past where this was the exact situation only for the borrower to not qualify and be stuck. 

It's usually the member/borrower's creditworthiness that is the issue and interferes with approval, not the LLC. 

Im literally closing a loan on Monday where my borrower had a similar situation - the borrower's ex-wife was awarded the property and assigned the debt in the divorce in 2020.

That will usually stop them in their script.