These rates of return surpass what bank-provided bonds and stock dividends offer.

The original investment was a bond?

Real estate and stocks are very different; see below.StocksThe investment strategy with stocks (bonds, CDs, mutual funds, etc.) is to accumulate sufficient capital to enable monthly withdrawals that sustain your current standard of living throughout retirement.

If the answer is yes, are they covered by workers compensation & are they licensed, bonded & insured?

Hey BP community,I’ve been seeing a lot of investors lately struggling to get deals funded – especially with banks tightening up.

But that is not something I would think of as "Crowd Funding" 

Quote from @Fernando Alonso: Hey Joe,Welcome to the wild world of Florida foreclosure auctions.You're asking a great and very common question, so let me try to clarify it as simply as possible.Under Florida law, the money paid over the judgment amount at auction is called a "surplus", and it follows a very specific distribution order:1) Junior lienholders to the foreclosed mortgage get first crack at the surplus.2) If anything remains, the previous owner (or their heirs) can claim it.3) If no one claims it after 1 year, the winning bidder (you) can try to recover it.4) After a few years, unclaimed funds eventually go to the Florida Department of Education.Now, here’s the key part for your case:The HOA lien is not a junior lien to the foreclosed mortgage unless it was formally recorded after the mortgage and named in the foreclosure complaint.

For investors who need that extra 10–20% of project costs, how are you covering the gap? Do you bring in partners, private investors, or use creative financing? Curious what’s worked for you.

Join my coaching program and I'll show you how to have financial freedom too" Unless OP's got a huge trust fund coming in the future from inheritance or wins the lottery, there's no easy street.Why are there so many young people in the 20s tired of working when they've barely begun their careers? 

I would say it's the experience of the operator that is the usual suspect in someone not getting funded.