We're based in Tampa and, in addition to personally investing, I own a mortgage company that provides financing for tons of investors.

Just one additional option.  

Many lenders also impose additional requirements such as owner-occupancy, and/or that one lender make all of the institutional loans in the building.- Valuation: The variety of financing products available as individual tenant in common loans remains limited, and the terms are generally less favorable than either apartment building loans or condominium loans.

You should always require them to add you to their policy as "additional insured" or "additional interest" and you will be notified if they cancel or change their policy.

With substantial equity in your Fort Worth rental, a cash-out refinance could free up funds to purchase additional properties.

Duplex have different zoning that may permit additional units.

You pay your agent at closing (think of it as an additional closing cost) Depending of the situation and of these options can be used by you and your agent to negotiate with the seller.

The intent of getting a sales agent license is to educate myself in Real Estate and create some additional income.If your relationship is such that you need to hide your license, you’d be better off with a different working relationship.  

Return:Finishing the basement and adding bedrooms can add significant value, especially if your local market places a premium on additional living space.

When I purchased the property, it had the basement with tenants but the rental income wasnt taken into account and it was just considered a two flat, as it had two units in addition to the basement.