i told them to apply to programs that are available to help with electric bill. 

I joined the program to build something together.

anyone have any experience with Walter Wofford and his short term rental education programs?

I would not invest with him nor buy his program.

@Helena Goyvaerts it will be tough without 2+ years of USA tax returns showing you are profitable.Higher interest rates have negatively affected most lenders and many of them are getting more aggressive with offering more flexible programs. 

It is extremely hard to find programs for 0 experience simply on the 1-4 unit side of ground up construction. 

If they were insured with Cal Safe they are both dramatically underinsured and a single neighborhood would deplete the programs' reserves. 

In order to work Joes program would take at least 5-10k.

The only other fee we charge for this program is a flat $1,500 services fee.

What would be considered the easiest program for small hard money lenders to use to track loans and history and sending out 1098 's?