They'll be slightly more expensive but they have the ability to shop around and should have options for alternatives. 

And a lot of real estate attorneys  tend to be one-person shops. 

You will be surprised how many fall out deals I see from new and experienced investors that try to shop it based on rate and fees. 

I am on the lending side of things and always happy to discuss shop and various funding options out there, even if not within my resource pool.Cheers!

What I’ve noticed is that premiums are all over the place, even for similar properties, depending on the carrier and how the building is underwritten.One thing that helped us was shopping multiple independent brokers upfront.

The advice i'll give you is to shop.

I wouldnt count on many shops paying for your licensing/courses in this environment; most are laying off rather than hiring, and the ones that are hiring are looking for producers with volume/a book to bring over. 

I haven't bought a deal or anything I'm still saving up, I'm at 25k I'll hopefully be ready to buy in the next three years, otherwise the city I'm buying in is Barrie which is generally a great appreciation market, I've got two brothers Chris owns two rental properties and Ryan just bought his first partnering up with my brother chrises second deal, so I might partner up for my first deal I don't know yet tho depends on what my brothers want to do.when shopping properties I do remember from the book you shouldn't buy properties based off cap rates but im wondering at the beginning do you first skim this information say the property is listed at a 6% cap rates which is common in the Barrie market would I then would go walk the property and see if things are viably ok, once I believe it's resdy for a professional inspection I'll get information about deferred maintenances mainly capex based off what I need to repier I'll be walking the property with the professional and I guess he'll give me a rough cost of How much everything that is needed and when I need to get the work done due dates, also I don't know how to calculate how much I should set aside in monthly terms after I get the required information from the inspector I'll be doing this for the first time, if the pure cash flow is incheck  I believe usually NOI is usually around 60% including appreciation and mortgage income andone going deferred maintenances around 35-40%, now I'm ready to make an offer?

I broker for a long list of DSCR shops, and I think only 2 or 3 currently require 1 pt origination.

What's labeled Private Money in the market - an individual looking to build a lending shop by using personal funds - this is out there but these guys are not cheap on points or rate and they have rules and guidelines like anyone else, so really the difference between them and hard money is nothing other than appraisal perhaps.