These are top drive-to destinations for much of the Southeast, so short-term rentals here can generate solid cash flow, especially during peak seasons.The area is also seeing steady growth, with more infrastructure and amenities being added to support visitors and new residents.

The cash you have on hand in liquid reserves allows you to focus on properties that "Are Not" turn key and could use a little TLC or renovation. 

You said, "I'll have to put in extra of my own money for reserves..."

For me as well as the seller.First, you have to define Sub to financing.Do you mean the reckless kind where you overpay for a property, take over the financing and borrow from others to cover closing costs and holding costs when you have no money, no credit, no income, no reserves and can't tell a warranty deed from a deed of trust and you close on the kitchen counteror do you meanbuying below market value, already having a nice income, having reserves, using escrow and title, already understanding the due on sale clause, have done a lot of creative purchases and know when to use and when not to use creative finance and how to recover if something goes amiss?

If mixed in with your deposits and reserve funds, you may accidentally spend money you shouldn't have.

Hi @Dawn Bertrand, I'm sorry that you feel this way about your experience as a resident of JWB. 

Also there is no restriction on acquiring conventional loan on primary residence even if you have maxed out on conventional loan for rentals.

An ADU is a secondary dwelling unit located on the same lot as a primary residence.

While very lucrative - if you don't have enough reserves, it can really break the bank. 

So you are suggesting like me tryin to by a single family residence or a apartment unit and live in one of the units and rent the rest out as a house hacking strategy?