These firms with large online presences use fear mongering techniques to sell services without ever fully explaining how their entity structures actually benefit the client.

I'm not sure why you are so bothered by someone sharing their experience online. 

When it was all said and done I still ended up being able to pull about 5 to 10k more out of it than I put into it.Current mortgage including taxes and insurance is $1,519 and it's currently rented for $2,546/month.Yes, you can buy a house at auction that you then flip and sell for market value.And yes, I have participated in online auctions.

Quote from @Bradley Buxton: @Ryan KinoshitaI've used bluevine and there are some downsides to a online only bank.

You can also check their reviews online at Google, Facebook, or Yelp.

Hey Peter, After working with several PMs I decided to manage myself using the online tools.

The kicker is I must complete the program 100% online while still working full-time as a pilot.

If they do, your best bet is a local community bank that funds these types of properties.Another option is a private lender but that money will be pretty expensive, as mentioned 10%  + 

I bet you learned A LOT.You can also leverage my team to help you out next time.

There are limited exemptions such as if you inherited the property where it would be allowed.There are technical means to navigate the 90 day rule but your best bet by far is to talk to the lender and let them know the situation and ask for their direct guidance.