what do you mean converted?

I mean, how shady is it to object to that?

That would mean entire metro areas would become ghost towns and entire new metro areas would have to be built.

I do have folks that don't book because of that.That is a good thing as not understanding the distance to get places will create bad blood and cause those 2 and 3 star reviews which no one wants to see.Like , our place isn't cheap so we don't get the folks that destroy places.The bottom line is that you are renting out an expensive asset to strangers for 3-10 days or whatever.

Divorce is the number one destroyer of wealth.

I would assume any halfway intelligent human being would understand we mean "shut and lock" but maybe I assume too much. 

Pricing in DFW probably means you wont live rent free,and will have to pay your fair share of normal rent, but you also get 3 more people contributing to your loan paydown and you get to keep the appreciation.Buy hey...maybe I'm wrong....go talk to a local bank or credit union near where you live and get a term sheet from them for financing. 

Don't forget, your half brother destroyed your reputation. 

They want to ensure against potentially lending on a property which may be destroyed/badly damaged.  

Consider this: there are an estimated 10K homes in Pacific Palisades, at least half of which were destroyed. 25% were constructed during the 60-70's and +/- 75 TOTAL were built in the past FIVE years.