In 2017 we started our journey with long-term buy-and-hold investment properties in the Memphis, TN area after selling a property that we were losing money on every month in NOVA that we purchased as a primary residence in Jan 2007 (talk about all-time bad timing) and then had to move with the Navy in 2009 (2nd all-time worst timing).

Translated from the French root, you are literally "killing" the principal balance (or, the payment is killing you - depends how you look at it).

I had to do an elaborate french drain system with multiple pumps as the lower level units would get water with hard rains. 

A french drain typically costs around $25-$30 per linear foot.

Navy Federal Federal Credit Union comes to mind

Excuse my french. 

Sorry for my french, but that's just the reality of it.

My son just joined the Navy and now that I’m an empty nester I want to make a shift and bet on myself!

I bank with Navy Federal Credit Union, and they have a great 20 year interest only HELOC option in which I could utilize my substantial home equity.

One Navy officer that I met had two tours in Antarctica.