It’s difficult to find levelheaded conservative advice.

Pays only 8.5% but is the most conservative note fund we have ever come across as they only do performing notes that are in first lien position and only on homes that have a mortgage under $600 and people have at least 50% equity in their homes already.

Got a statement every month from a very reputable, conservative firm.

If youre asking why the loan amount is only $220k and you have to bring $120k in a downpayment, then the lender is likely being conservative due to the variables of the deal (or maybe this is an inexperienced lender).The loan amount is 67% of the purchase price.

Lenders that don’t require an appraisal will perform a desktop appraisal but will typically have a very conservative view on the value of the property to protect the company’s investment.

Very conservative approach that protects the seller.There is a long thread that covers what I'm talking about atPace Morby Mentorshiphttps://www.biggerpockets.com/forums/79/topics/1001612-pace-...  

Do not bank on setting a new neighborhood record on $ / sqft - be conservative in your numbers.

I would venture maybe $20k total, conservatively. 

I focus on finding deals that meet specific criteria, and I always keep my underwriting conservative to make sure the numbers work even on a worst case scenario.Right now, my big goal is to land my first property, ideally 20+ units in Florida, and build a strong portfolio from there.

I expect the home to be worth at least 300k conservatively, but up to 325k.