.: Most Hard money likely will not be interested due to owner occupancy (OO).  

If you have access to someone who is ready to trust you with their asset, do right by the owner and go for it!

The question is, what is the intention  of the owner, not what would a reasonable person think is the intention of the owner.

I just started using it and so far the owner info matches up with the county tax info. 

try to get the owner to finance it.. 

These are typically ownership groups, not single owner.  

Quote from @Dennis McNeely: In a sandwich lease option, the investor exercises their option with the property owner to purchase the property when the tenant-buyer indicates they're ready to exercise their option and purchases the property.

You should have given written notice on the first day you became an owner and told them they must be out before February.

The capital gains exclusion is available to owner occupants primary residence.

With the exception of building a trailer on the property (these are hard to finance), this sounds like a good plan AND if you are using it for your business AND your business pays more than 50% of the rent (if you have more than 1 tenant), then this is a more financeable property in the eyes of banks and credit unions as it would be consider a commercial "owner-occupied" property.