If it doesn't work, put it up for sale when the lease ends. 

What’s your exit strategy if the partnership doesn’t perform as expected?

A prudent investor doesn't seek quick riches through shortcuts.

That said, an umbrella doesn't have anything to do with the original question of the thread. 

We want to get a Vacation Rental Permit for stays under 30 days for ADU but current zoning doesn't allow it.

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

Quote from @Garrett Brown: If your Airbnb listing isn’t getting clicks, it doesn’t matter how incredible your property is—no clicks mean no bookings.

I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments. 

A prudent investor doesn't seek quick riches through shortcuts.

The only exchanges I see fail usually are where the client doesn't know what and where they want to invest next.5.