You might consider: Consulting a Real Estate Attorney – Your emails may possibly prove misrepresentation.Requesting Public Records – A FOIA request might reveal why the city denied you but later approved the duplex.Escalating to City Officials – Bringing this to local officials could expose inconsistencies.Exploring Tax Write-Offs – A CPA might help offset your financial loss, if it is possible.I’d definitely seek legal advice.

Hope this helps. 

Unfortunately, this process takes time and is not something you can rush.

Should I keep this fireplace, or get rid of it?

We as tenants had to acquire a shop vac and clean it ourselves, including dragging rugs full of filth and animal hair to the dumpsters.

You can  solve this by a cash app refinance if you’d like to readjust title, this is the way you would take care of it.

Is this a new tenant you put in or did you inherit this one?

She's one of my extreme examples, but this is a common story.

Meaning, if you take the money only, you would have depreciation recapture from your cost basis up to the original purchase price of the building (not including the land cost because it wasn't depreciable), plus a capital gain up to the insurance proceeds.Hope this makes sense. 

However, I’ve often felt alone in this journey—especially when making big moves—and that’s what brought me to this incredible forum.