I want to ask everyone on this site a simple question.HOW MUCH MONEY DOES YOUR HOUSEHOLD SPEND A MONTH?

There is an imbalance in the number of new households formed and lots of people moving here because of the jobs boom vs units available for purchase.http://www.thenewstribune.com/news/business/articl...https://www.constructionmonitor.com/aboutus/newsIf builders are still tapering activity since the June numbers in the link above, then inventory of new houses has no hope to catch up to demand any time soon.

How the laws pan out over time creates all kinds of weird distortions, much higher rents for the remaining units available (and higher fair market rent increases over time), portion of slummy buildings over time, less availability for new people coming into town and locals' household formation, etc..

I've read elsewhere that, despite popular perception to the contrary, research is showing that millennials, once they reach a certain age and begin household formation, are acting just like the generations before them - buying houses in the burbs, spending money on the same things, etc.  

People that dodge paying back their student loans do indeed get kicked right in the DTI where the sun don't shine.I hate to be the wet blanket, but if you can't afford to pay back your student loans and keep them in deferment or forbearance for as long as possible because it would wreck your monthly household budget to make amortized payments, are you really ready to take on another half million dollars in debt!?

Twenty-four hours is presumed to be a reasonable notice in the absence of evidence to the contrary.(9) Promptly commence an action under Chapter 1923. of the Revised Code, after complying with division (C) of section 5321.17 of the Revised Code, to remove a tenant from particular residential premises, if the tenant fails to vacate the premises within three days after the giving of the notice required by that division and if the landlord has actual knowledge of or has reasonable cause to believe that the tenant, any person in the tenant's household, or any person on the premises with the consent of the tenant previously has or presently is engaged in a violation as described in division (A)(6)(a)(i) of section 1923.02 of the Revised Code, whether or not the tenant or other person has been charged with, has pleaded guilty to or been convicted of, or has been determined to be a delinquent child for an act that, if committed by an adult, would be a violation as described in that division.

Many people who had jobs saw their mortgages re-set to levels they could not afford, so they walked away from their homes or stopped paying mortgages and got foreclosed on.At the same time, many new households were prevented from buying homes by skittish banks, and then by formally higher lending standards.These two groups of people - employed people who could no longer afford their mortgages and would-be homeowners who were turned down for loans - had no choice but to rent.  

The loan is for household expenses (rent, electricity, etc.) that I foolishly neglected

Equally, the 3 kids w/ single income doesn't matter, you can only base income on a per-adult or per-household basis.This is a good example of why your rental criteria should cover as many situations as possible.

Actually, the US EPA rep recommended the 1-10 solution of bleach for destroying household mold.....CB