Your surrounding areas are equally as strong if not stronger. 

Cops are actually people with a higher stress job than normal that requires a stronger more firm personality or they don't survive in the job. 

Only five cities had stronger price gains in July versus in June.Read: Buyers are ‘fatigued,’ ‘burned out,’ but kept house-hunting even in August, real-estate agents sayMetroMonthly change12-month changeAtlanta0.5%5.8 %Boston0.1%6.0%Charlotte0.1%5.6 %Chicago0.3%3.0%Cleveland1.4%5.7 %Dallas0.2%5.0%Denver0.3%8.0%Detroit0.4%6.2%Las Vegas1.4%13.7%Los Angeles0.1%6.4%Miami0.4%5.0%Minneapolis0.4%6.0%New York0.1%3.4%Phoenix0.7%7.5%Portland0.5%5.6%San Diego0.0%6.2%San Francisco0.6%10.8%Seattle0.0%12.1%Tampa0.6%6.8%Washington0.2%2.7%

Some markets are going to be stronger than others, and in the stronger markets, there will be less flexibility in REO prices only because banks don't need to be flexible; they can sell quickly without being flexible;2.

This fuels the need for stronger personal branding and more individualized service.While agents focus on creating a brand to attract customers, they also face the challenge of defining their service.

But as they say, what doesn't kill you makes you stronger.

Again, if that refi is used solely and you can document that you were simply transferring debt to be more accurately attached to the correct property you will have a stronger argument.

Those are the things that make you stronger and better.

I also believe that, in order to generate stronger returns (including cash-flow) savvy investors have always invested in Emerging Markets. 

If that accident debt is a dischargeable debt the Sarah can deal from a stronger position and get a better deal, if she can determine what assets she owns now are exempt from execution that will help her pick a dollar amount she is willing to settle for.