Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

A new sewer line would have to be permited and inspected in my neck of the woods .

TENANT is personally liable for obtaining and maintaining any applicable insurance to fully indemnify OWNER from claims arising from injury, damages, or loss of personal property.

You should sit with an agent who has experience insuring flip homes and have a good "what if this happens" session to see how much risk you are willing to take on and what coverage gaps there may be.Some examples of gaps in coverage: Contractors you hire need to have Workers Comp coverage as your Gen Liability will most likely not pay for their injuries on the job site.Vacant home policies almost never have Theft coverage vs Builders Risk policies typically has some coverage for "theft of building materials" but that is building materials only not other property.Ex: someone kicks the door in (vandalism) and proceeds to poke holes in the walls to rip out the copper pipes (still vandalism).

One serious injury can be devastating to your organization if you are not properly protected and/or following the regs.

Don't be stupid and pay your credit card debt when the profits you earn from investing in real real estate even when you make bad decisions will earn you $1,000, $ 5,000, $10,000 and like most investors I know more than $40,000 per year.Everyone telling you to eliminate credit card interest that cost you a few thousand dollars a year is insane when you can make thousand and thousands of dollars by using the cash you have to invest in real estate.I have an employee who raises the hair on the back of my neck one or two times every week.

Given that this is by far the best house hacking deal is my neck of the woods, would I be better off buying a duplex/fourplex a few hours away that meets the 1% rule?

I recently leased my upper 2-bedroom duplex to a football college student for the upcoming school year who now needs to drop out due to an injury.

Hey Andrew, I live in your neck of the woods and am an agent here in Oregon.

Would something like that really make me untouchable in a dog injury lawsuit if their dog were to injure a neighbor?