Andy, I'm certainly not an expert, but from what I have been told Brie is correct, you'd be hard pressed to find a lender willing to do this, and you do have to disclose this type of seller financing to the bank even if you have the cash in your account already and are just going to put the seller financed money back in your account to replace the down payment.Having said that you might be better off getting a second lender like a private investor to cover the 20% however you couldn't use the property as collateral for a second lien unless the first lender is ok with it, or pull equity from another source if possible.Do you have any other properties to pull equity from, or is this a fix and flip that you could build equity into?

There were numerous reports in the press about this year being the year of foundation problems as a result to the heat/drought (here's just one of them), so perhaps we are looking at that as opposed to the tree.

However once you get into the suburbs you would be hard pressed to find a willing tenant.

So far the only Dutchess properties that could make sense are in the Fishkill, Wappingers Falls, Hopewell and Pawling areas - and then I'm hard-pressed to find what I'm looking for.

A Nolo Press article says "The creditor can also require that you bring certain types of documents to the debtor's examination, such as tax returns".

You would be hard pressed to find a Mid-West market that doesn't offer a reasonable amount of cash flow. 

If he has any kind of criminal or civil record, chances are the attorney who handled his case will have been paid for or may be the attorney of the trust.If all else fails, then you go for the “full court press.”  

During the recent floods in Jackson, the Governor gave a press conference where he didn't bother to invite the black mayor or Bennie Thompson.

I split my time between both states and I'd be hard pressed to invest in California beyond a personal residence.

I haven't seen drones mentioned on BiggerPockets, but drones have been mentioned in the business press for property inspection and showing.Inspecting commercial building with drones is cheaper than using helicopters to do the thermal imaging (which can detect potential problems before they become visible to the naked eye).