Hey @Charles Burkeen - as the name DSCR implies: debt service coverage ratio - means the bank can lend based on the net income of the property.

This implies one profit source is going to be below average based on its historical.  

That doesn't imply they work. 

Yes, I don't also even think the DSCR loan is as important to the construction loan qualification as you're implying.

I in no way want to imply that I am going to try to save the house for them or negotiate with the bank or anything like that.

San Diego also has rules about source of funds which imply that the only way to legally not have chance of section 8 and associated bureaucracy is to have rent set above their cap.  

So, notice on the second would translate into notice they're leaving at the end of next month, not this month.OTOH, if your lease just says 30 days, notice on the second would imply out 30 days later.AFAIK, pot smoking is not legal anywhere in the US.

@Matt Crusinberry - I may have misundestood what your original comment was implying.

I thought you were talking about her initial post, and not the follow up question where she implies taking out of her 401k! 

This numbers-based approach implies heavily that all you have to do is find the property with the right numbers and you Just Can't Go Wrong.