At the quick pace that interest accrues on hard money loans, you should have crews working on this project on day 1.

Accrued late fees in a month will be credited up to $10.00 if half of rent due is paid by the 15th.

Out of curiosity, what company does 50% resale?

Out of curiosity, how did you choose your HML?

Then, interest is either paid periodically or it accrues and is paid along with the loan pay off.I've not seen a "per diem" fee applied to a hard money loan.

If you put 2 marbles or just a pencil or even two small dice in the envelope, when the seller feels the envelope it will certainly stand out and boost curiosity.  

Dont forget that county owned lands do not accrue property taxes!

My guess is that many investors have accrued fairly substantial appreciation --even if purchased only 12 months ago-- and will exit the market to reap the gains if STR's don't perform as well as hoped.

Out of curiosity, how did you come across the seller?

Hi, simple interest is interest on the principal amount to the payment term, compound interest is interest on the principal amount and the accrued interest over ther term. google it and you'll find the equations.