@matt  @Matt Osojnicki is the premier PM in my local area, he might have some contacts down their

One potential lender has attractive terms (8%, 2 points, 100% financed, no prepay penalty), but on the phone he has very spotty English so it's hard to talk to him, and his contract seems suspicious in areas too.

Then I walk them through in pain English what the sections are over the phone. 

Learning old English ruined Hamlet for me when I realized the whole "To Be or Not To Be" speech was pretty much just this.

He's from Uruguay...English is good.

Unless you get into fancy stuff and many rentals (3+) you should be able to handle it with TTax Premier edition.Even with a CPA you still need to know to ask the right questions, provide the correct information, and "guide" them into helping you with the taxes (and counting all possible deductions in the right way).

Does anyone have referrals for Professional Contractors (handyman) who speak ENGLISH in DC and N.VA?

Greensboro's premier school is University of North Carolina Greensboro (UNCG) which as of 2020 reports 19,746 students with a 76.4% full time student rate.Let's talk crime, then numbers.

First CommonwealthFirst Midwest, up to 90% Chicago areaFirst Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Veritex, Texas HELOCHanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available Hurst Lending and Insurance Investment property HELOC in Texas.

The highest level is Premier Plus, for people that own over 13,000 points.