The VMR was much higher than I anticipated  to the point that my cashflow was suddenly disappearing. 

IF the area / house will appreciate.Your $150/mo will have you negative cash flow when the tenants disappear middle of the night and take the appliances with them. 

It would be interesting to compare Cash on Cash returns and IRR compared to the one SFU you are considering carrying the paper on.Keep in mind that once you sell (whether title passes or not), some of the more attractive benefits of ownership abruptly end; tax benefits (depending on whether title passes or sits in escrow), equity appreciation, depreciation (though if sold and no more is taken, then you don't have to recapture as much when you finally do sell), rent increases (or, mortgage amount increases in your case), to name the important ones.It sounds like you are already signed up for a mostly-passive real estate investment, so why not mitigate more risk, improve your returns, and spread your equity over more units?

Apologize for disappearing for the past couple days, but Christmas was pretty busy for my family.  

:@Gerardo DominguezI agree and Engelo is a realist he would never mislead his investors to make an extra buck.Thanks for kind words Matt,I'll tell you this mate, if we compromised our integrity and converted just for the purpose of making sales, I'd be a multi multi-millionaire right now.I'd piss of a few people and eventually it would catch up with me.Bankruptcy would be an option and a disappearance to Australia.NOT me mate and definitely NOT Ohio Cashflow.Delayed gratification and reputation is the key to this business.We are building to last...Thanks and much success

I'm very frustrated because I'm afraid that I will not be able to take over the business and end up losing my earnest money to the seller who is now nearly disappear.

A middle class neighbourhood that went down in value because the jobs disappeared and now turn into low income houses.

First one gave a quote then completely disappeared, second I fired for basically being glorified drywall hangers, third wanted to be paid paid hourly promptly did the easy stuff then quit, fourth did one day of work then disappeared, fifth refused to do all the work they agreed to.

In other words, if I take out a 100k loan and 3 years later I’ve paid down 25k in principle and say 25k in interest (just an example), then when i sell I only have to pay the rest of my Principle of 75k, and the interest that I would have had to pay disappears?

So if the pets disappears rent stay the same.Fees in lease should go to the owner.